About Citizens State Bank

Established in March of 1961 Citizens State Bank was originally located at 308 9th Street. We moved into our current location at 808 3rd Avenue in October of 1979. In September of 2001, Citizens acquired the Farmers Savings Bank of Boyden and is pleased to now serve our customers at both full service locations as Citizens State Bank of Sheldon and Boyden. Citizens State Bank offers a wide range of financial products and services to fit consumer, agricultural and commercial needs and believes in offering all of those services all of the time. Our full service hours are just that - full service!

At Citizens State Bank we are proud to be a REAL COMMUNITY BANK. We've earned this distinction by being Sheldon's only locally owned and managed financial institution, and by the fact that we are local people making local decisions with an exclusive commitment to our community. Our branch in Boyden has that same local tradition.

At Citizens State Bank we believe banking is a people business first. That's what has helped us to stand apart for nearly 60 years. Our entire staff is committed to providing you with the best possible banking services and technologies. We want to help you make the most of every financial opportunity.

No matter which banking services you need, from a simple checking account, to financing a new home or car, we're here for you. We're ready to help you open or add to an IRA or other approved personal or business retirement plans. We're ready to help your business by providing commercial banking services, from commercial lines of credit to lock box services or qualified business retirement plans.

For all of these reasons and more, we're one of America's Real Community Banks. That's the way we do business.