Investment Options

Citizens State Bank offers certificates of deposit and other qualified investments, such as Traditional IRAs, ROTH IRAs, Health Savings Accounts (HSA's), and SEP accounts, ranging from 91 days to 60 months. For our customers needing a more flexible option, we offer retirement savings accounts. Citizens State Bank offers competitive deposit rates and we invite you to check out our Current Rates. In addition, Citizens State Bank also makes available to you the tax-deferred alternative of fixed rate annuities.*

It is never too early to begin saving for your future or the future of your children and grandchildren and we understand that the investments you choose are a very personal and important decision. Please come in and talk with us about your financial goals and let us help you get the most out of your savings with an investment product that best fits you.

*Annuities are not FDIC insured, are not obligations of Citizens State Bank, are not a deposit of or guaranteed by Citizens State Bank, and involve investment risks including the possible loss of principal.